Month: May 2017

From purchasing gift cards at a discount price to earning cash back for every purchase, we’ve listed down some smart ways every shopper should know about.

Check out these 5 ways to save money when you shop online.

Cash Back Websites

One of the fastest ways to save money is to register for cash back websites. Once you register, you can search through stores the site works with to see just how much they offer in cash back. There you will start accumulating money each time you shop and even request the payment by check, gift card or even through PayPal.

Shop Online Then Pick It Up in Store

Instead of strolling through the mall looking for the perfect outfit, shop in your comfy pajamas instead. However, to save on costs, opt for in-store pickup to get rid of shipping and the hassle of long lines. This will easily avoid temptation, save time and make it easier to find discounts.

Subscribe to Email Newsletters

Got a favorite store you like to shop at? Sign up for price alerts that will email you once the price drops. There are sites that will specifically track down prices on various websites and show you which stores offer the lowest price. Retailers will also offer a discount when you sign up for their newsletters. Scared of potentially flooding your inbox? Set up an email just for your shopping alerts.

Grab Some Coupons

Look for coupons on the websites or on cash back sites. You can also Google search promo codes to find the latest promos available online. In fact, leaving items in your shopping cart might even lead to bigger sales and another code to use for your next purchase.

Sign Up for A Rewards Site

Did you know sites like Swag bucks offer reward points that you get from filling out surveys, watching advertisement videos or simply clicking on links? You will earn points when a task is done then redeem them for gift cards from popular stores online or even a PayPal gift card.

Do you find ways to save money as you shop? Comment below and let us know!…

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Are you planning to start a monthly long money challenge or simply trying to see just how much you spend per paycheck?

Getting to know the input of your financial line is important when trying to say for future and paying off your debt. However, you will need to start practicing on money management and control where you spend. Thankfully – we’ve got the best solution that will help you stay on track for free. Where apps will connect to your bank accounts, organize your data and provide a record of just how much you spend.

Here are 4 free apps that will track how much you spend.

Bill Guard

BillGuard will keep track of what you spend according to the type of cost, month, and your location. This will also give you free access to your credit score as well as other tools to protect your identity. The app is free to use. However, you can also add credit monitoring and identity theft insurance for about $80 a year.

Fudget

Fudget is a fast and easy alternative to purchasing a complex budget tracker app. There are no difficult categories to manage as well as interpretive charts. You can create simply lists of expenses and budget the balance. The app is free to use. However, if you want to no advertisement option in exports and calculator features, there is a charge of $1.99.

Dollarbird

Dollarbird always you to add the past and present income as well as expenses to the app’s calendar to better calculate how much impact your expenses play in your balance. The app is free to use and you will be able to manually input the information yourself.

Goodbudget

Goodbudget is a budget tracker that keeps you on track of your budget through multiple devices and more. This app will also keep you accountable to your saving goals as well as reflect on what’s important in living out of a budget.

Go any free apps that we might have missed? Comment below and tell us what you recommend!…

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While there’s nothing inherently wrong with being an impulsive shopper, it does cause problems when it starts to take a toll on your finances. The best thing to do is to stop the impulse before it goes out of control. If you think you might have a problem, we’re here to help you regain control before you end up spending more than you should.

Here are 4 tips on how to help you avoid impulsive buying when shopping online.

Be Patient and Do Your Research

When it comes to avoiding impulsive shopping, the trick is to wait at least two months before you make an online purchase. If you still want to purchase it, then by all means buy it. This gives you time to think about its importance and if you really need it. It will also come with no regrets once you make the purchase.

Be sure to take time and do your research. Online purchases are often risky as they may not always be what you think you’re getting.

Unsubscribe from Shopping Newsletters

Are you subscribed to newsletters online? If yes, be sure to unsubscribe from as many as possible. While it is nice to get the first notifications on the next sale and deals, this is also a great temptation that will eventually make you give in.

Clear Cookies and Browsing History

It is possible that some buys might come from recommended items that are seen on most shopping sites online. These items are based on your history of browsing. Clearing your browsing history will lead to less accurate recommendations and prevent you from getting suckered into the items.

Disable the One-Click Options

One of the best known innovations online when it comes to impulse shopping is the tricky “one-click buy” button. You don’t even have to put much effort into such purchases as you could browse the internet and

Conclusion

The interest is moving faster than the population can keep up with. With that comes with improved convenience, fast gratification, and enhanced speed. Go ahead and take the necessary step to minimize the impulse and stick to your budget.

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